You have a lot of choices when it comes to credit repair services. Not all of these services are the same. You can’t afford to trust your credit repair issues to an armature. The best way to make sure that you are making the right choice is to have a credit repair consultation. All reputable credit repair services will be happy to have a consultation with you.
During your initial credit repair consultation, you need to ask yourself three questions:
- Can they explain what they do?
- Do they provide credit score help?
- Do they listen to you?
Any agency that can’t easily accomplish all three of these things in a consultation is not worth your time.
Can They Explain How Their Credit Repair Services Will Help You?
Credit repair can be complicated. Sadly, not every credit repair professional is actually a credit repair expert. One way to tell the true experts from those just trying to “fake it till they make it” is ask them to explain how their credit repair services work. A true expert will be happy to explain to you their process and simplify the process for you.
If someone is not able to simply explain how credit repair works and how it will help you they probably don’t really understand the process themselves.
Do They Specifically Offer Credit Score Help?
There is a lot that goes into repairing your credit. But, what is most important for your credit worthiness is improving your credit score. Almost all lenders make most of their lending decisions based on your credit score. Some credit repair agencies claim that they are helping you with your credit, but they are not specifically targeting your credit score.
You want to find out if the credit professionals you are meeting with offer credit score help. They should be able to tell you what actions you need to take to specifically improve your credit score, and not just improve your credit in general.
Does the Credit Repair Specialist Listen to You?
Fixing your credit is a process. It will not happen overnight. That means you will be working with a credit repair service for a long time. You want to be comfortable with them and you want to be able to trust them.
During your credit repair consultation pay attention to how the credit repair specialist communicates with you. If all they want to do is give their sales pitch, you need to find someone else.
A true professional will listen to you. They want to know what your story is. They need to know what your goals are to be able to help you.
You know that you are working with a true professional when they ask you questions during the credit repair consultation and then listen to your answers. They will ask follow-up questions and won’t just wait for you to stop talking so they can make their next point.
Repairing your credit is one of the most important things you can do to improve your financial situation. Make sure that you make a wise choice when deciding what credit repair service to work with.
Contact us now for your Free Credit Repair Consultation!